William Russell China health insurance for foreigners.
William Russell supplies global market with plans since 1992. Originally out of UK they have regional office in Hong Kong and Thailand to service Asia-Pacific region.
Although you will not be able to enjoy much of direct billing services with William Russell health insurance plan in China, their plans would probably be among top 5 most comprehensive ones with many benefits fully covered under the overall limit of the insurance policy and not separate sub-limits. This also has a big impact on the premium side for the higher end plans William Russell offers. Especially for members over the age of 50, premium loading on health insurance in that case is quite significant and is much higher than industry average among other insurance providers.
William Russell offers one of the best direct billing services in Hong Kong and Thailand, apart from those two markets expenses in other places will have to be on a pay and claim basis, where member has to carry those out of pocket and then submit all the documents together with claim form for reimbursement. Claim reimbursement is usually processed within 5-10 working days depending on the complexity of the medical records and language they are in.
Below you will find general summary of William Russell health insurance policies, please get in touch with us if you re interested to learn more about health insurance in China and what plans might suit your unique situation best.