MSH Health Insurance in China

MSH Health Insurance in China

MSH has been one of the earliest pioneers to enter China market in the early 2000s. Since then, they have emerged into one of the major power houses servicing both large corporates and individual&family clients all over China. They also get appointed as a service provider by other insurance companies to provide ongoing support for their clients. Some example could be Allianz and AXA TianPing.

On top of that, MSH has exclusive agreements with several international hospitals to run their own insurance plan. Great example on that will be Jiahui International Hospital that in 2024 launched their own insurance plan fully serviced by MSH.

As of now, MSH has wide selection of individual and family insurance options. Those include child only insurance plans, plans that will cover public hospitals only, as well as fully global expat insurance options.

  • Contact MSH

    • MSH China Health Insurance Department 24 hour helpline toll free: 400 6130330
    • 24 hour helpline outside of Mainland China: +86 021 6187 0330
    • Email: networkclaims@mshasia.com
    • Claim address: 理赔资料寄送至直付理赔部5F, Building 9, Lujiazui Software Park, Lane 91, E Shan Road, Pudong, Shanghai, P.R.C 200127上海浦东峨山路91弄陆家嘴软件园9号楼北塔5层 

  • Contact the emergency services

    • Call an ambulance: 120
    • Call the fire department: 119
    • Call the police: 110

  • Download useful information

    MSH China Direct billing list for CEI plan

    MSH China Direct billing for Advance and Premier plans

    MSH Insurance Claim form ENG&CN Part A

    MSH Insurance Claim form ENG&CN Part B

    Or scan the below QR code to see MSH Direct Billing list in China.

    MSH Hospital Lists

  • How to make a claim

    1. Once you receive medical treatment please ensure that hospital front desk gives you a chopped/stamped medical fapiao (can be e-fapiao), medical reports including diagnosis and list of prescribed medications
    2. If available you can submit your claim via the insurance company’s website or app from your smartphone
    3. Firstly, download a claims application form form the ‘Download Useful Documents’ section of this page and complete the form as best you can.
    4. Secondly, scan and send all documentation including the claim application form to claims@mshasia.com
    5. The insurance company will then confirm that all documentation is in order and will ask you to submit the original claim documents to the insurance company if needed. Generally speaking, if it is a non-China claim scanned copies may suffice.
    6. Insurance company will email you the claim application result and will reimburse eligible claim amounts to you bank account.

  • Pre-authorization list

    Please apply for pre-authorization with MSH China through the medical care or service hotline 5 working days prior to the acceptance of the following treatments under your health insurance plan in China:

    1. All in-patient benefits (where you need to stay overnight in a hospital). A well as day-care treatments
    2. Outpatient surgery requiring general anesthesia as well as any cancer treatments
    3. Purchase or rental of Durable Medical Equipment (DME). For instance, including but not limited to insulin pumps and supplies
    4. Emergency Medical Evacuation
    5. Emergency Dental Treatment
    6. Medications or immunizations in excess of RMB 8,000 per refill

    Lastly, keep in mind that MSH China Insurance Department reserves the right to apply some penalty if pre authorization hasn’t been obtained. Additionally, if costs for medical care are clearly above market average.

    MSH Health Insurance Claims Rules

Start Typing