Insurance Companies

AIG Health Insurance in China

AIG Health Insurance in China 150 150 China Access Team

AIG Health Insurance in China

American International Group, Inc. (AIG) , founded in 1919, today AIG member companies provide a wide range of property casualty insurance. Additionally, life insurance, retirement products, and other financial services to customers in more than 80 countries and jurisdictions. At present, AIG Health Insurance in China is only available for corporate clients. More on that below.

AIG China Health Insurance Overview

Currently in China they only sell group (corporate) medical plans, meaning individual and families can’t buy them on their own but only as part of an employer benefits scheme.

AIG Insurance Company China Limited (AIG China), a subsidiary of American International Group (AIG), is a licensed insurance company in China, with branches operating in Beijing, Shanghai, Guangdong Province – Shenzhen, Jiangsu and Zhejiang Provinces.

AIG Consumer Insurance is a unique franchise that brings together a broad portfolio of accident and health management, travel and property casualty products offered through a wide distribution network.

Same as many other insurance providers, their SME plans are available for companies starting from 5 employees. The more employees enrolled, the more flexible benefits can be adjusted. For instance, once the total count is 20 employees and above, AIG can let you tailor almost all benefits.

Source: AIG China website

Surprisingly, their China website is only available in Mandarin. Whereas, ongoing servicing for clients is bilingual. Same applies for all policy documents.

We are China licensed health insurance brokers, our mission is to help expats and foreigners find the best insurance. 

AIA Health Insurance

AIA Health Insurance 150 150 China Access Team

AIA Health Insurance in China

AIA is one of the largest independent publicly listed Asian life insurance group, currently present in 18 Asian markets. AIA health insurance in China is popular among foreigners due to below reasons.

AIA China provides a full line of life, accident and medical insurance products to customers through a multi-channel distribution system. Their comprehensive range of employee benefits of group insurance products and services include group life and accident, group medical and voluntary solutions. They have outstanding relationships with most private and international hospitals in major cities across China.

While expats can purchase health insurance online, it is not yet available in all the provinces.

AIA Health Insurance Plans Overview

Unique selling points for China expat health insurance from AIA:

  • AIA wellness app, chronic disease management, green channel and telemedicine
  • Bilingual WeChat and e-service platform. Self-service anytime and anywhere
  • AIA online e-benefits portal. Includes claim forms, claim history review, network provider search, benefit summary, member guides
  • Dedicated 24/7 service hotline. Convenient access to customer services in both Chinese and English

Source: AIA website

Generally speaking, plans are rich in benefits but lack certain service point. In particular, direct billing, as well as speed for claims turnaround. While, direct billing is available in major cities, you will be surprised to not find in Tier 2-3 places. Despite being one of the biggest insurance companies in Asia, their China Mainland website is only available in Mandarin.

Here is overview of some of the long term plans they have. Available for up to 20 years.

AIA China Health Insurance

Keep in mind, in most cases renewal terms is subject to claims data. This in particular applies to all individual and family plans.

If you are looking to compare online health insurance in China, get in touch with us so we can help you within 24 hours. 

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