Bupa China Expat Health Insurance
Same as most other international insurance providers in China, Bupa partnered with one of the local players Alltrust (AIC), most of which servicing is done out of Beijing where the entity is headquartered. While traveling overseas or in case any international assistance is needed members will be contacting Bupa Global team which is available worldwide 24/7. For US they have partnership with Blue Cross Blue Shield that helps them servicing clients in States. So expats in China can buy Bupa insurance plan that can either service them locally in the country or including US.
If you take average premium ratio over the entire client portfolio in the country, Bupa is #1. Their members pay the most for their health insurance. Bupa is one of the oldest and major insurance powerhouses in the world. Yet they are not as big as Allianz considering sales volumes but have a higher retention & renewal rate on their policies. However outstanding direct billing with international hospitals in Shanghai and Beijing make it painless for expatriates to use their health insurance plan for China.
Bupa plans can be portable to pretty much any country except US. High price comes with high benefits, take for example Elite plan which is currently the option that gets you highest benefits on maternity. Dental and vaccination limits are also one of the highest on the market.
- Global experience with local strengths – With a health plan from Alltrust, Bupa Global and Blue Cross Blue Shield Global, you benefit from the combined strength
- Access to medical providers worldwide – You’ll have access to over 1.2 million medical providers worldwide
- Convenient claiming process – At many hospitals and clinics we can settle bills directly
- 24/7 Support – Our experienced advisers are based in China, speak Mandarin and English and are available 24 hours day, 365 days a year.
Overview of Bupa China health insurance for expats looks as follows:
Overview of Bupa Health Insurance Plans
Source: Bupa China Website